Scholar-Verified · Live Gold Prices · 2026
Zakat on Gold & Silver
Calculator 2026
Calculate Zakat on gold jewellery, coins, bars and silver in seconds. Enter weight in tola, grams or troy ounces. Supports all karats (24K, 22K, 21K, 18K), Madhab-based jewellery exemption, and 10+ currencies including PKR, USD, GBP and INR.
⚖️ Tola / Gram / Troy oz
💎 24K–14K Karat
📖 All 4 Madhabs
🌍 10+ Currencies
📡 Live Market Prices
Updated Daily
🥇
Gold
per gram (24K)
PKR 43,254/g
PKR 504,500/tola
🥈
Silver
per gram
PKR 727/g
PKR 8,481/tola
Nisab Thresholds
🥇 Gold Nisab (87.48g / 7.5 tola)PKR 37,83,750
🥈 Silver Nisab (612g / 52.5 tola)PKR 4,45,253
🎓 Scholar-Verified
⚖️ Tola, Gram & Troy Ounce
💎 All Karat Purities
🔒 No Data Stored
🚫 No Donation Pressure
🥇 Zakat on Gold & Silver Calculator
Select metal tab · Enter weight or value · Get instant Zakat
Live
🌍 Currency
📖 Madhab
🥇 Your Gold Holdings
💡Enter weight (tola/gram/oz) and karat — we auto-calculate the value. Or switch to "Enter Value Directly" below.
Input Method
Weight Unit
Gold Purity (Karat)
Total Gold Weight (all jewellery + coins + bars)
tola
Regularly Worn Jewellery Weight (Shafi'i/Maliki/Hanbali: exempt · Hanafi: taxable)
tola
🥈 Your Silver Holdings
💡Silver Nisab is 612.36g (52.5 tola). Silver is measured at face value — no karat deduction needed.
Input Method
Weight Unit
Total Silver Weight (jewellery + coins + utensils + bars)
tola
Your Zakat Due
PKR 0
Gold Value
—
Silver Value
—
Net Zakatable
—
Nisab Used
—
⚠️ This is an estimate. For complex situations consult a qualified Islamic scholar. Disclaimer · Zakat FAQs · Full Zakat Calculator
📊 Today's Nisab — Gold & Silver
Updated daily with live market prices
🥇 Gold Nisab
PKR 37,83,750
87.48g / 7.5 tola
Shafi'i / Maliki / Hanbali
🥈 Silver Nisab
PKR 4,45,253
612.36g / 52.5 tola
Hanafi — recommended
How to Use This Calculator
1
Choose Currency & MadhabCurrency determines Nisab value. Madhab determines jewellery exemption rules.
2
Select Gold or Silver TabCalculate gold and silver separately for the most accurate result.
3
Enter Weight or ValueChoose tola, gram or troy oz. Select karat for gold. We auto-calculate the market value.
4
Get Your ZakatWe check against Nisab and show your 2.5% obligation with full breakdown.
⚖️ Gold Weight Conversions
| Unit | = Grams | = Tola | Nisab? |
|---|---|---|---|
| 1 Tola | 11.6638g | 1 | — |
| 7.5 Tola | 87.48g | 7.5 | Gold Nisab |
| 1 Troy oz | 31.1035g | 2.666 | — |
| 52.5 Tola | 612.36g | 52.5 | Silver Nisab |
Related Calculators
Complete Guide
How to Calculate Zakat on Gold & Silver (2026)
Zakat on gold and silver is one of the most clearly established obligations in Islamic jurisprudence. Both precious metals are explicitly mentioned in the Quran and Sunnah as zakatable wealth. The correct calculation depends on your gold's purity (karat), weight unit and your Madhab.
وَالَّذِينَ يَكْنِزُونَ الذَّهَبَ وَالْفِضَّةَ وَلَا يُنفِقُونَهَا فِي سَبِيلِ اللَّهِ فَبَشِّرْهُم بِعَذَابٍ أَلِيمٍ
"And those who hoard gold and silver and do not spend it in the way of Allah — give them tidings of a painful punishment."
— Surah At-Tawbah (9:34)
The Gold Zakat Formula
Gold Zakat Calculation Formula
Pure Gold Weight (g) = Total Weight × (Karat ÷ 24)
Gold Value = Pure Weight × Gold Price per Gram
Zakat = Net Gold Value × 2.5%
Gold Value = Pure Weight × Gold Price per Gram
Zakat = Net Gold Value × 2.5%
Example: You own 100g of 22K gold jewellery. Pure gold = 100 × (22÷24) = 91.67g. At PKR 43,254/g, value = 91.67 × 43,254 = PKR 39,65,699. Zakat = 39,65,699 × 2.5% = PKR 99,142.
Gold Karat Purity Table
| Karat | Pure Gold % | Per 100g → Pure | Common Use | Zakatable? |
|---|---|---|---|---|
| 24K | 100% | 100g | Coins, bars, investment | ✓ Yes |
| 22K | 91.67% | 91.67g | South Asian jewellery (Pakistan, India) | ✓ Yes |
| 21K | 87.5% | 87.5g | Gulf countries jewellery | ✓ Yes |
| 18K | 75% | 75g | European & Western jewellery | ✓ Yes |
| 14K | 58.33% | 58.33g | Fashion jewellery | ✓ Yes |
| 10K | 41.67% | 41.67g | Budget jewellery (USA) | ⚡ If above Nisab |
How to Calculate Zakat on Silver
Silver Zakat follows the same 2.5% rate but uses a different Nisab: 612.36 grams (52.5 tola) of silver. At current market prices, the silver Nisab is far lower in monetary value than the gold Nisab. The Hanafi school uses the silver Nisab when a Muslim owns a mix of assets — ensuring more Muslims qualify to fulfil their Zakat obligation.
Silver Zakat Formula
Silver Nisab = 612.36g (52.5 tola)
Zakat = Total Silver Value × 2.5%
Zakat = Total Silver Value × 2.5%
Gold vs Silver Nisab — Which to Use?
If you only own gold, use the gold Nisab (87.48g). If you own a mix of assets (gold + silver + cash + investments), the Hanafi school uses the silver Nisab as the trigger threshold. The Shafi'i, Maliki and Hanbali schools use the gold Nisab as the general standard. Many scholars recommend using the silver Nisab to err on the side of caution.
Use the full Zakat calculator to include all your assets together — gold, silver, cash, salary and investments — for the most complete and accurate annual Zakat calculation.
📅
When is Gold Zakat Due?
Gold Zakat is due once a full lunar year (Hawl) has passed since your gold first met or exceeded the Nisab. If your gold drops below Nisab during the year and rises again, a new Hawl begins from that date.
💍
What About Jewellery I Wear Daily?
Hanafi school: Zakat is due on ALL jewellery including daily-worn pieces. Shafi'i, Maliki, Hanbali: jewellery worn regularly is exempt — only stored or investment jewellery is zakatable. Our calculator handles this with the Madhab selector and worn jewellery field.
Use full Zakat calculator →🏅
Gold Coins, Bars & Inherited Gold
Gold coins, bullion bars and inherited gold are all zakatable if they meet the Nisab and Hawl conditions. Inherited gold starts a new Hawl from the date you take possession. Gold stored in a bank locker is treated the same as physically held gold.
🌍 Gold Nisab (87.48g / 7.5 tola) by Country — 2026
🇵🇰
Pakistan
PKR
PKR 37,83,7507.5 tola gold
🇮🇳
India
INR
₹12,55,4857.5 tola gold
🇺🇸
United States
USD
$13,57087.48g gold
🇬🇧
United Kingdom
GBP
£9,96387.48g gold
🇸🇦
Saudi Arabia
SAR
SAR 50,82687.48g gold
Scholarly Opinions
Zakat on Gold Jewellery — Madhab by Madhab
The four major schools of Islamic thought differ on whether worn gold jewellery is zakatable. Our calculator handles all four positions automatically.
Hanafi School
Pakistan · India · Turkey · Central Asia · Most widely followed
💍 All Jewellery Zakatable
In the Hanafi school, Zakat is obligatory on all gold and silver jewellery, including pieces worn daily. There is no exemption for personal jewellery. The silver Nisab (612.36g) is used for mixed assets, ensuring more Muslims qualify to pay Zakat.
Shafi'i School
Malaysia · Indonesia · East Africa · Egypt
💍 Worn Jewellery Exempt
In the Shafi'i school, gold jewellery worn regularly is exempt from Zakat. Only stored, investment or occasionally worn jewellery is zakatable. The gold Nisab (87.48g) applies. Enter only stored gold in the calculator.
Maliki School
North Africa · West Africa · Morocco
💍 Worn Jewellery Exempt
The Maliki school exempts regularly worn jewellery from Zakat, similar to the Shafi'i position. Gold coins, bars and investment pieces remain subject to the standard 2.5% Zakat rate above the gold Nisab threshold.
Hanbali School
Saudi Arabia · Qatar · Gulf countries
💍 Worn Jewellery Exempt
The Hanbali school, dominant in Saudi Arabia and the Gulf, also exempts regularly worn personal jewellery. Gold held for investment, trade or storage is fully zakatable. Enter only your stored and investment gold when using this school.
Frequently Asked Questions
Zakat on Gold & Silver FAQs
The most commonly asked questions about calculating Zakat on gold and silver, answered clearly.
What is the Nisab for gold in 2026?
+
The Nisab for gold in 2026 is 87.48 grams of pure gold (7.5 tola). At current 2026 prices, the gold Nisab is approximately $13,570 USD / PKR 37,83,750 / £9,963 GBP / ₹12,55,485 INR / SAR 50,826. Use our live Nisab calculator for today's exact figure.
How many grams is one tola of gold?
+
1 tola = 11.6638 grams exactly. This is the traditional South Asian gold weight unit used in Pakistan, India and Bangladesh. To convert: multiply tola by 11.6638. The gold Nisab of 7.5 tola = 7.5 × 11.6638 = 87.48 grams. Our calculator handles this conversion automatically when you select "Tola" as the weight unit.
How is Zakat calculated on 22K gold jewellery?
+
For 22K gold, multiply the total weight by 22/24 = 0.9167 to get pure gold equivalent. Example: 50g of 22K gold = 50 × 0.9167 = 45.84g of pure gold. Multiply by today's 24K gold price per gram, then calculate 2.5% of that value as Zakat. Select "22 Karat" from the dropdown in our calculator and it handles this automatically.
Is Zakat due on gold jewellery I wear every day?
+
Hanafi school: Yes, Zakat is due on ALL jewellery including daily-worn pieces — there is no exemption. Shafi'i, Maliki and Hanbali schools: No, regularly worn personal jewellery is exempt from Zakat. In our calculator: Hanafi users leave the "worn jewellery" field at 0 (everything counts). Shafi'i/Maliki/Hanbali users enter the value of regularly worn pieces in that field to deduct it.
What is the difference between gold Nisab and silver Nisab?
+
Gold Nisab = 87.48g (~$13,570 in 2026). Silver Nisab = 612.36g (~$1,596 in 2026). The silver Nisab is far lower in monetary value. The Hanafi school uses silver Nisab for mixed-asset calculations. If you own only gold, use gold Nisab. If you have gold + silver + cash + investments, Hanafi scholars apply the silver Nisab to ensure more qualifying Muslims pay Zakat.
Is Zakat due on gold coins and gold bars?
+
Yes — gold coins, gold dinars and gold bars are fully zakatable across all four Madhabs without exception. There is no exemption for investment gold or stored gold. If your gold coins or bars meet the Nisab (87.48g / 7.5 tola) and have been in your possession for one full lunar year, Zakat at 2.5% of current market value is obligatory.
How much Zakat is due on 1 tola of gold in Pakistan (2026)?
+
At 2026 PKR prices: 1 tola = PKR 504,500. Zakat = 504,500 × 2.5% = approximately PKR 12,613 per tola. However, Zakat is only obligatory if your total zakatable wealth (gold + other assets) meets the Nisab. Enter your exact holdings in our calculator above for the precise amount.
Is there Zakat on silver utensils, silverware or silver coins?
+
Yes — all forms of silver are zakatable in the Hanafi school, including silverware, cutlery and decorative silver items. In the Shafi'i, Maliki and Hanbali schools, silver items worn regularly for personal adornment may be exempt. Silver coins (dirhams) and silver bars are zakatable across all schools. Add the current market value of all silver holdings to the Silver panel in our calculator.
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