Zakat Calculator
2026 โ Free & Accurate
Calculate your Zakat obligation on gold, silver, cash, salary, savings, crypto, stocks and business assets. Supports all four Madhabs and 10+ currencies including PKR, USD, GBP, INR, SAR and MYR. No donation pressure. Ever.
๐ก Current gold price: ~$4,830/oz (PKR ~504,500/tola). Multiply your gold weight in grams by today's price to get the market value. Check live Nisab โ
๐ก Two valid scholarly opinions exist for salary Zakat. The Hawl Method is traditional and widely followed. The Contemporary Method is adopted by scholars like Sheikh Yusuf al-Qaradawi. Full salary Zakat calculator โ
๐ก Enter the current market value of your crypto holdings at your Zakat date. Most contemporary scholars agree crypto is zakatable as a tradeable asset. Is crypto halal? โ
โ ๏ธ This calculator provides an estimate. For complex financial situations, please consult a qualified Islamic scholar. View Disclaimer ยท Zakat FAQs
How to Use This Calculator
What is Zakat? โ The Complete Guide for 2026
Zakat (Arabic: ุฒูููุงุฉ) is one of the Five Pillars of Islam and is an obligatory form of almsgiving that every eligible Muslim must pay once per year. The word Zakat means "purification" and "growth" โ it purifies your wealth and blesses it. Zakat is not optional charity; it is a religious duty (fard) binding upon every Muslim who meets the qualifying conditions.
How is Zakat Calculated?
The Zakat calculation formula is straightforward: Zakat = Net Zakatable Wealth ร 2.5%. Your net zakatable wealth is your total zakatable assets minus your eligible debts (liabilities due within 12 months). This net wealth must exceed the Nisab threshold and must have been in your possession for a full lunar year (Hawl โ approximately 354 days).
The Nisab is the minimum wealth threshold that triggers the Zakat obligation. It is based on either 87.48 grams of gold or 612.36 grams of silver. Since the Hanafi school uses the silver standard (lower threshold), more Muslims qualify for Zakat under the Hanafi Nisab โ which is why most scholars recommend using it to be safe.
What Assets are Zakatable?
Not all wealth is subject to Zakat. The following table shows which assets are zakatable and which are exempt:
| Asset Type | Zakatable? | Notes |
|---|---|---|
| Cash (hand & bank) | โ Yes | All savings and current accounts |
| Gold (stored/investment) | โ Yes | At current market value |
| Silver | โ Yes | At current market value |
| Gold Jewellery (worn) | โก Madhab-dependent | Hanafi: Yes | Shafi'i/Maliki/Hanbali: Exempt |
| Stocks & Shares | โ Yes | Current market value of zakatable assets |
| Cryptocurrency | โ Yes | Current market value at Zakat date |
| Business Stock/Inventory | โ Yes | At resale value, not cost price |
| Rental Income | โ Yes | Net income received, not property value |
| Primary Residence | โ No | Personal-use property is exempt |
| Personal Car / Furniture | โ No | Personal-use items are exempt |
| Long-term Real Estate | โ No | Property not for sale is generally exempt |
When Must Zakat Be Paid?
Zakat is due once a full lunar year (Hawl) has passed since your wealth first reached or exceeded the Nisab. Your personal Zakat date (your hawl anniversary) is individual to you. Many Muslims choose to pay in Ramadan to receive the multiplied spiritual rewards of giving in the blessed month โ but Zakat can be paid at any time throughout the year.
The Fitrana (Zakat al-Fitr) is a separate, smaller mandatory payment due before the Eid al-Fitr prayer. It is calculated per person and is separate from the annual wealth Zakat. Use our Fitrana Calculator to find out the exact amount for your family.
Who Must Pay Zakat?
Four conditions must all be met before Zakat becomes obligatory on a Muslim.
Conditions for Zakat to be Obligatory
Zakat Calculator by Country
Currency-specific Zakat calculators with local Nisab values for Muslims worldwide.
Zakat Calculator FAQs
Answers to the most commonly asked questions about Zakat and how to calculate it correctly.