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Terms and Conditions

Last Updated: May 2026  ยท  Effective: May 2026

Acceptance of Terms

By accessing or using islamcalculator.com (the “Website”) and any calculators, guides, articles or tools provided on it (collectively, the “Services”), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our Website.

These Terms apply to all visitors, users and others who access or use the Services. By using Islam Calculator, you confirm that you are at least 13 years of age.

Use of the Website

Islam Calculator grants you a limited, non-exclusive, non-transferable, revocable licence to access and use our Website for your personal, non-commercial purposes โ€” specifically to calculate Zakat, check Nisab thresholds, and explore Halal finance options.

You may use our calculators for personal, educational and non-commercial purposes without restriction.
You may share links to our calculators on social media, websites, blogs and messaging platforms.
You may embed our calculator URLs via iframe with clear attribution to islamcalculator.com.
You may not reproduce, scrape, copy or republish our calculator code, CSS, JavaScript or written content without written permission.
You may not use automated bots or scrapers to access, extract or replicate our content at scale.

Calculator Accuracy & Limitations

Islam Calculator makes every effort to ensure that our Zakat, Nisab, Halal mortgage, Halal investment and country-specific calculators are accurate based on established Islamic jurisprudence and publicly available market data.

โš ๏ธ Important Limitation: All calculators on Islam Calculator provide estimates only. Gold prices, silver prices, currency exchange rates and Nisab thresholds change daily. The figures shown are based on data available at the time of our last update and may not reflect today’s exact market prices.

We strongly recommend updating the gold and silver price fields in our calculators with today’s current market rates before finalising your Zakat calculation. We have included manual price update fields in our calculators for this reason.

Islam Calculator is not responsible for any Zakat underpayment or overpayment resulting from reliance on our calculator outputs without verification of current market prices.

Not a Religious Authority or Financial Advisor

Islam Calculator is an educational and informational resource. We are not a Shariah board, a mufti, a darul ifta or a religious authority of any kind. Nothing on this website constitutes a fatwa, religious ruling or authoritative Islamic legal opinion.

We are not financial advisors, investment advisors, mortgage brokers or regulated financial services providers. Our Halal investment and mortgage calculators are educational tools for comparison purposes only โ€” not investment advice.

๐Ÿ“– For personal Zakat rulings, complex asset situations, or Islamic finance decisions involving significant amounts, we strongly recommend consulting a qualified Islamic scholar (alim/mufti) and/or a certified Islamic finance professional in your jurisdiction.

Scholarly differences of opinion exist on many Zakat issues โ€” particularly around prize bonds, pension funds, cryptocurrency and mixed asset calculations. Our calculators present the most widely accepted positions but cannot account for every individual circumstance or local scholarly consensus.

Intellectual Property

All content on islamcalculator.com โ€” including but not limited to calculator code, JavaScript logic, CSS design systems, written guides, FAQs, Quran translations used in context, and graphic elements โ€” is the intellectual property of Islam Calculator and its developers Hafiz Usman and Danish Javaid, unless otherwise attributed.

You may not copy, reproduce, republish, upload, post, transmit or distribute our calculator code or substantial written content without prior written consent.
You may quote brief excerpts (under 50 words) from our guides with clear attribution and a link back to the source page.
Quranic verses cited on this website belong to their original Arabic sources. Our translations and contextual commentary are our own work.
Scholar references, Wikipedia links and external citations remain the property of their respective authors and institutions.

Advertising & Third-Party Content

Islam Calculator displays advertisements served by Google AdSense. These advertisements help us keep all our tools free for users. We want to be transparent about the following:

Islam Calculator does not control the specific advertisements displayed by Google AdSense. Ad selection is automated by Google’s systems based on content relevance and user browsing history.
We do not endorse any product, service or company advertised on our website. The presence of an advertisement does not constitute a recommendation from Islam Calculator.
Islam Calculator does not receive payment to promote specific Islamic charities, Zakat collection platforms or financial institutions. Our calculator results are not influenced by any advertiser relationship.
If you encounter an advertisement that you believe is inappropriate, misleading or conflicts with Islamic values, please contact us so we can review our ad settings.

Limitation of Liability

To the fullest extent permitted by applicable law, Islam Calculator, its developers, contributors and affiliates shall not be liable for:

Any inaccuracy in calculator results arising from outdated gold or silver prices, exchange rate fluctuations or changes in Nisab thresholds.
Any religious, financial or legal consequences arising from reliance on our calculators without independent verification.
Any loss of data, device malfunction or security incident arising from use of this website.
The content, accuracy or privacy practices of any third-party website linked from islamcalculator.com.
Any interruption or unavailability of our website or calculators due to maintenance, technical issues or circumstances beyond our control.
โš ๏ธ Maximum liability: In no event shall Islam Calculator’s total liability to any user exceed the amount of zero, as our services are provided entirely free of charge. Our calculators are provided “as is” without warranty of any kind, express or implied.

User Conduct

By using Islam Calculator, you agree not to:

Use the website for any unlawful purpose or in any way that violates applicable local, national or international laws.
Attempt to scrape, harvest, copy or extract our calculator code, content or data through automated means.
Submit false, misleading or malicious content through our contact form.
Attempt to interfere with, disrupt or gain unauthorised access to our website, servers or databases.
Reverse engineer, decompile or otherwise attempt to extract our calculation algorithms for commercial reproduction.

Termination of Access

We reserve the right to block or restrict access to Islam Calculator for any user who violates these Terms and Conditions, engages in abusive behaviour toward our team through the contact form, or attempts to misuse our website in any way. As our services are freely accessible without account registration, termination means technical blocking of access at the IP or device level.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the Islamic Republic of Pakistan. Any disputes arising from your use of islamcalculator.com that cannot be resolved amicably shall be subject to the jurisdiction of the courts of Pakistan.

If you are accessing this website from outside Pakistan, you are responsible for ensuring that your use of our services complies with the laws applicable in your jurisdiction.

Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this page with an updated “Last Updated” date. Continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

We encourage you to review this page periodically, particularly if you are a regular user of our calculators or embed them on your own platforms.

Contact

If you have questions about these Terms and Conditions, please reach out through our Contact Us page. You may also review our Privacy Policy and Disclaimer for further information about how we operate.

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